I accept credit cards and FSA/HSA cards through my Credit Card Processor, Ivy Pay. You will receive a link once a start date for services has been agreed upon.

Payment is charged for and due the day prior to your scheduled appointment.

To cancel a scheduled Psychotherapy session, a minimum of 48 hours in advance of your session is required. If prior and timely notification is not given, you will be charged the full session fee for the missed session. See my Cancellation Policy for more details.

I am considered an “out of network” provider, which means I am not contracted with any insurance policies. Being out of network allows me to minimize the amount of confidential information I am required to disclose to your insurance company and helps me to protect your privacy. It also allows us to determine what your course of care looks like, instead of being dictated by the insurance company.

Your insurance policy may have benefits for “out of network” care but every policy is different. If you are interested in seeking reimbursement through your insurance company, it is important you contact them directly to make sure you understand your individual policy.

When they do have out of network coverage, most insurance policies will reimburse a percentage of the service charged as long as they deem it “reasonable and customary.” You can look at a copy of my Good Faith Estimate for more information on service costs and billing codes.

I will provide a monthly invoice through my electronic health record called a “Super Bill.” This is what the insurance will require in order to reimburse for any covered services.

When you contact your insurance carrier, here are some ideas for information to gather (although this may not be a comprehensive list and I am not an expert on insurance coverage or an insurance broker).

• Do I have “out of network” benefits? If “Yes”:

• Does this include coverage for Behavioral Health and for Telehealth specifically?

• What is the reimbursement rate? What is the cap on that percentage per session?

• Is there a separate deductible and how much?

• Is there a co-insurance payment you are responsible for?

• Is there a limit on number of visits or coverage amount?

You can find my cheat sheet for talking to your insurance company here.

Some people prefer to pay out of pocket or privately for a number of reasons. Paying privately allows you greater freedom and choice in your health care because the insurance company is not dictating the treatment plan. Additionally, if paying privately, a mental health diagnosis is not required and your clinician does not have to prove that treatment is a "medical necessity." This means a mental health diagnosis will not become part of the medical record your insurance carrier is privy to or keeps track of throughout your life.

If you opt to seek reimbursement from your health insurance through your out of network benefits, they have a right to audit and request records in order to prove medical necessity. Should this occur, you will need to sign a release for me to provide them with this information.